Igor Cornelsen, who is well sought after for his financial advice, has some great tips for young people looking to go into investing. These tips were posted on his popular blog. First of all, don’t be one of those people who fail to invest when they are young. When you are just starting a career, it may seem difficult or a nuisance to invest. You are thinking of trips and other things you want to spend money on. However, you should be smart and start thinking about saving for a rainy day and making start investments.
In fact, more than half of all Americans under the age of thirty have not set aside even one cent for retirement! That means that so many people are losing out on a great opportunity to invest. Do not be one of them.
Let’s get into some other common issues young investors face. One of them is pushing off investing until they feel the time is right. They want stocks to be very low while they have lots of money to spend at the same time. The problem is that you may end up pushing off investing forever until it is too late. You should not wait for the time that is one hundred percent perfect. Stocks always have some risk in them. The way to success is choosing the stocks with the least risk and diversifying your portfolio so that you have financial stability. Sometimes, young people will stop buying stocks when they reach a certain point. This is another mistake. You should always buy stocks.
Igor Cornelsen has managed some of the biggest investment banks in the world. He is one of the most prominent investors in Brazil. He has many years of experience and success in the banking and investing industry. He goes through Bainbridge Group. https://about.me/igorcornelsen1
Igor Cornelsen is a Brazilian investment advisor, he teaches people how to profit from the stock market. As a businessman, Cornelsen founded the firm, Bainbridge Investments, Incorporated. Throughout his career he has stressed to his clients the importance of beginning investing as soon as possible. This is a method he feels will ensure individual long term wealth. Before he developed his career in the investment industry, Igor Cornelsen was a prominent banker.
His background in the Brazilian banking supplied him with ample experience to assist others in making the best investment choices. Although he retired from the industry in 2010; Cornelsen puts his knowledge of investing and banking to great use as an expert advisor. He advises clients about which options are best based on his experience working with banks.
Cornelsen said investing in the Brazilian stock market is one way to maintain a financially diverse portfolio. As commodities come and go, knowing which options are stable can inspire confidence as an investment strategies. He teaches people to have faith that they can create long term wealth. Igor Cornelsen feels that the government should help investors feel secure about their investments.
Bainbridge Investments, focuses on helping individuals find capital partners. Cornelsen assist clients in finding perfect banking partners to secure financing. And he also advises them on other options, such as private capital markets, based on their debt-to-capital ratios. As someone who has been a part of an industry for a number of decades, Cornelsen has compiled a considerable amount of information about investment banking, stock options and goal setting for short and long term wealth.
Of course, as a South American native, his main area of expertise remains the Brazilian investment banking industry. Cornelsen steers investors away from bad stock choices. He feels that some stock are doomed to lose money and with the proper analysis, investors can learn to distinguish between a trending stock and a decreasing one. In the United States, he has worked as an investment advisor for the Burger King Corporation.
Cornelsen splits his time between living in South Florida and his home country, Brazil. http://www.lulu.com/spotlight/igorcornelsen
The Brazilian government announced it was partnering with the National Bank for Economic and Social Development (BNDES) to focus on sanitation. The president of Trata Brazil, Felipe Montoro Jens highlighted some important facts about the partnership. He believes that sanitation services will improve as a result of better management, foundation improvements and access to better resources. As an infrastructure project their coorperation should result in a marked decrease in the levels of waste.
Currently, 90% of basic sanitation is performed by public power. Seventy percent of the population is serviced by the state-run organizations. It is believed that a partnership between public and private industry can improve sanitation even faster than one sector acting alone. Government has the experience to bring essential knowledge to the table for the two sources to offer even better services working together.
Based on surveys that reveal the true nature of the problems, the loss of water by government run companies is a primary reason for financial setbacks. The bank should be able to assess the needs of each region and help develop an action plan to correct the problem. Private enterprise has more substantial resources than the government of Brazil along with their access to advanced technologies. This will prove to be crucial in preventing water waste. Especially going forward, when they introduce the prospect of raising money to finance the building of new sewage networks. Investors will more readily put money in ventures backed by organizations of their stature.
This in turn will reflect positively on the financial position of public institutions.
In the past not enough due diligence was practiced by public officials before a utility company began operating. There was generally a failure to insure that there was an alignment between efficient operation and servicing the needs of the people. These needs often took a back seat in favor of getting the utility operating and the people consistently lost and the utility company didn’t always receive the promised concessions. With the new partnership, contracts will be drafted and inspections will be made, making sure the services promised will continue to be delivered. Governors will need to review promised concessions against what is actually being provided going forward. http://www.radaroficial.com.br/d/28075923
Felipe Montoro Jens has always excelled in his work. His company in Brazil provides various services in several areas. The range extends from energy and goes up to construction.
Currently, Felipe Montoro Jens is serving on the Board of Directors of his company. His expertise in engineering makes him head that section of the company. It is one of the biggest producers of fuel in Brazil. It is using high-grade engineering technology to harness the potential of all the resources that are being used.
He is quite keen to expand his company’s reach. This is why Felipe Montoro Jens has entered into partnerships with several international organizations. In fact, Felipe Montoro Jens handles such contracts personally. Today the company has partners that are based in America, and Africa, besides The Middle East along with Asia. This way Felipe Montoro Jens has made efforts to ensure that his company is successful in all its endeavors.
Felipe Montoro Jens is well-known for his expertise in the fields of engineering and in business administration too. He has managed a unique combination of both these skills in order to lead his company and take it in a direction that can offer sustainable growth. This is why his company is considered as a leader in the engineering industry in Brazil today. In addition, it holds a strong position of being among the prominent companies in international engineering area too. In addition to the engineering section of his company, Felipe Montoro Jens provides his expertise in the other departments of his company also.
All these efforts by Felipe Montoro Jens have reaped a lot of results. Today his company enjoys a lot of success in Brazil, and on the international scene too. People know him and respect his views and opinions on a number of subjects.
Igor Cornelsen has been in the investing world for a long time, and he has made sure that he has passed down the information that he has been given to others that were trying to invest. Brazil is where Igor Cornelsen has spent most of his time so he has a lot of advice to give to those investors that are interesting in a portfolio with international investment opportunities.
The great thing about this is that Igor Cornelsen is giving investors exposure to whole new environment. It is highly unlikely that the average investor would branch out to Brazilian investments if they had not received information from Cornelsen. There are a lot of people that are interested in building a better portfolio, and it is easier to create one when you know what is out there.
Investing can be very tedious, but the right investment plan is definitely worth it. There are stocks, mutual funds and index funds. People can spread out their investments, and this is what Igor recommends for the long-term investor. When people put their time and energy into researching investments they can acquire portfolio plans that help them maximize their returns on investment.
The biggest thing that an investor can do to build their portfolios is start early. The investor that puts aside some money early on will benefit from the compound interest. That investor is one that will be able to see the benefits of compound interest.
Investors need to know that compound interest is important, but they also need to realize that diversity in their Investments is even more important. The investor that takes the time to spread out funds in their accounts will gain a greater amount of clarity on what they need to invest in.
When investors take the time and effort to put their investments in different places they can maximize their return. They will definitely benefit from the diversity of different areas of the investment spectrum. There are going to be times where some of the investments will take a loss, but diversity gives you a chance to bounce back. https://about.me/igorcornelsen1
Environmental advocate, entrepreneur, and business owner, Flavio Maluf juggles several different hats. Born in Sao Paulo, Brazil in 1961, Flavio spent his youth learning about eco-green, and sustainable home goods. His family owned and operated Eucatex S.A. Industria, the first such Brazilian-based company to manufacture these products. Today, Flavio Maluf is Chief Executive Officer of Eucatex. Under his 15-year leadership, the company has rapidly expanded, opening additional Brazilian-based plants, and shipping products to more than 40 countries. This has also translated into more green-job creation in Brazil.
Among his achievements, Flavio Maluf also has steered Eucatex in a 44.8 percent growth in earnings. Over the last decade, environmental concerns have become increasingly important for consumers’ purchasing decisions. Flavio takes into account these concerns and trends, and supports his customers by meeting expectations. This includes procurement of raw materials from sustainable sources, the development of products with a higher proportion of renewable materials, and the environmental impact of the business. Flavio’s environmental advocacy shows in his company standards. His high standard of environmental and health protection is one of his benchmarks. He has given a higher profile to the environmental and health needs and the impact in Brazil. Thus one of the reasons Flavio is a respected businessman.
When manufacturing Eucatex products, Flavio is focused on how products affect the environment throughout their entire life cycle, from raw material extraction, through production, to disposal. The product standards of Eucatex have had positive effects that have defined the company name. They hold green label certification, they are ISO 14001 certified, the company is one of the top producers of MDP products in Brazil, and Flavio has been honored with numerous awards.
Prior to his role as CEO of Eucatex, Flavio Maluf began his career in their trade area, then forging ahead to the industrial division. He became President of Eucatex in 1997, and then Chief Executive Officer in 2005.
Concessions could be the much-needed solution to sanitation and water services in Brazil as explained by Felipe Montoro Jens and Edison Carlos. The government and the well-known National Bank for Economic and Social Development (NBESD) launched a concession to address sanitation matters in the country. This move was received warmly by Edison Carlos, a sanitation expert from Trata Brasil, who expressed confidence in that the sanitation sector would be significantly improved. He argued that NBESD would bring management expertise and enough resources to revolutionize operations in the sector, which would result in better waste management initiatives.
Public Role in Sanitation Management
About the claim that the entry of NBESD and other private entities in the sanitation arena was compromising the role of the public in the sector, Edison disagreed. He argued that the public contributes to over 90 percent of Brazilian sanitation services. He said that it is only by merging the management expertise from the private sector and experience from the public sector that a sustainable sanitation program will take effect in the country.
Customized Service Delivery
Felipe Montoro Jens reported that NBESD would be guided by statistics in its distribution of services in the regions it will serve. The statistics will be obtained from extensive surveys that will show the exact sanitary situation in each state. The bank will then be channeling its services to each state depending on the level of need.
Edison Carlos was not impressed by how state bodies managed water services in Brazil. According to him, the level of financial wastage in the water sector in the country was too high and needed to be tamed. The financial position of the water sector stood to benefit from the entry of NBESD, argued Jens Montoro.
About Felipe Montoro
Felipe Montoro is a Brazilian financial expert based in Rio de Janeiro. He did his first degree at the revered Getulio Vargas Foundation and his master’s degree at the prominent Thunderbird School of Global Management.
Now in his mid-40s, Montoro has held managerial positions in reputable institutions, such as Santo Antônio Energia S.A., Braskem S.A., and Concesionaria Trasvase Olmos S.A. http://www.radaroficial.com.br/d/28075923
Igor Cornelsen is a former Brazilian banker who is semi-retired, splitting his time between Brazil and South Florida. As he is passionate about investing and helping others reach financial success like he did, he owns and operates Bainbridge Investments, Inc., in South Florida. He likes to advise people on how to invest, as well as specifically how to invest in Brazil.
Before retiring from the banking industry in 2010, Igor Cornelsen was in the industry for four decades. His knowledge and success eventually led to him leading some of the biggest banks in Brazil. He was instrumental at one bank when the financial crisis of 2007-2008 hit, protecting the company and its client’s assets from the overall collapse.
As someone that was in the Brazilian banking industry for many years, Igor Cornelsen has written articles about how to do banking in that country. His first tip is that it’s very difficult to get a loan in the private sector unless you have the absolute best credit. People that fall short of that have to rely on the public banking sector, use cash, or drop their business plans altogether. He says this hurts overall economic conditions in the country and the Brazilian government needs to pass laws and regulations for market reforms as well as engage in fiscal austerity.
Another thing to know about Brazilian banks that there are only 10 main players even though it’s eighth largest economy in the world. The largest in the nation is Banco Itau with the other being banks like Citibank Brazil and Banco Bradesco. Whatever bank you do business with in Brazil, it’s going to be a very large bank.
When talking about Brazil, Cornelsen says that the economy in the country needs to be led by a fresh face. The plan that Guido Mantega came up with was completely unrealistic and was bound to fail. Igor is hoping that someone else, such as Joaquim Levy, can turn things around as he is a fiscal reformer who served at the International Monetary Fund. Of note, Cornelsen also says to pay attention to China as it’s Brazil’s largest trading partner.
Felipe Montoro Jens received his Bachelor degree from Getulio Vargas Foundation. Following this accomplishment, he earned his Masters degree from The American Garvin School of International Management (USA).
During his professional career, he has worked in both the public sector and the private sector. He has held prestigious positions in various companies across Brazil and has garnered influence in the realm of public infrastructure. His proponents refer to him as an expert.
Check out some of his credentials, they are quite impressive:
- Chief Executive Officer of a major securities company in Rio de Janeiro, Brazil
- Terna S.p.A. (Enel Group S.p.A.) project development and structured finance manager
- Enron: international structured finance division
- Pricewaterhouse-Coopers: auditing and consulting divisions
- He sits on the Board of Directors as Chairman of Concessionária do Centro Administrativo do Distrito Federal S.A.
o They handle the operation, construction, and maintenance issues of the administrative center. They are stationed in the Federal District of Brasilia, Brazil.
o They handle energy and maintenance of the Santo Antônio hydroelectric plant. They earned the contract to build the plant and generate hydroelectricity for the entire city of São Paulo, Brazil.
o Chemical company that produces and sells thermoplastic resins. April 30, 2010 to August 27, 2013.
- Director of Concesionaria Trasvase Olmos S.A.
o Trasvase of the Olmos project (water irrigation systems in Brazil). He managed the issuance of funds and oversaw the successful implementation of the project.
Of the Brazilian water irrigation system, and possible improvements, Jens has voiced his professional opinion that the lack of water is the main cause of funding for infrastructure projects by public companies. Public companies are willing to fund these projects, but there must be a system of checks and balances to ensure efficient use of the funds.
Igor Cornelsen gives some of the best financial advice to investors. When it comes to making decisions about the type of investments that you will have, Igor Cornelsen may be one of the most helpful people. He has managed to provide people with a lot of sound advice because he has witnessed the transactions that can occur as a banker. He knows about all the issue that investors can run into, and he encourages many investors to build better portfolios by diversifying what they are investing in.
This can be one of the greatest obstacles when it comes to investors. There are some tunnel vision investors that just do not know how to invest properly. They hit one extreme or the other. Some of these investors will spend their time trying to play it safe. Others will become far too risky in their investing. What Igor Cornelsen has done is make sure that investors are going to be able to invest and save for retirement without losing their shirt in the process. That is why he makes sure that the investment process involves diversification. That is really the only surefire way to people can acquire a decent rate of return.
Igor has changed the way that investors look at their money. He recommends that people resist the urge to just put everything on auto pilot. He has been in the banking business for so many years, and he has done this type of work in Brazil. That means that he knows more than a thing or two about international investing. The investor that wants to build a successful portfolio is going to look at what Cornelsen has provided and soak up the knowledge.
Brazil is a wonderful way to diversify a portfolio. There are a lot of American investors that have only considered stocks and index funds in America. Learning about the Brazilian culture can be a first step in building up a portfolio that contains Brazilian stocks. The rate of return on investment is much greater at times. Sometimes it is wiser to diversify because the returns are higher. look for him at his social media accounts.