Finance Tips: How Young Professionals Can Save Money

Whether it is a company or personal finances, finance management is an art and not everyone is adept at it. Brian Bonar has revolutionized the industry with his work on Trucept Inc. Why? Because he has good knowledge of finance, got formal education in the field, and followed up that education with practical experience in a number of companies and organizations. However, unless someone is looking for a career in finance they don’t need to do all this. All that is needed is some basic management at the home level.

Here are some tips young professionals can use to save money –

Start Thinking About The Future – Saving money is a habit but in order to get motivated and include that habit in the daily budget, it is important to understand the future goals. Some professionals want to start their own company in the future. Others want to do their job and continue in the company but wish to save enough to get a car or a house. This is why it is important to pen every future plan down and divide it into two parts – short term and long term. The short term plan could be a vehicle or a vacation. The long term plan could be about a house or an entrepreneurial venture.

Create a Budget – When a young professional creates a household budget, they should make an attempt to save as much as possible. Young professionals can even strive to save over the 20% saving mark that most people use. This is because they are making money right now and savings would come easily. Creating a budget is a simple process but trying to stick to it is hard. For this, Brian Bonar offers a simple tip – stick your budget on the fridge or any area that is visible at all times. It would serve as a reminder.

Talk To a Finance Professional – Finance professionals can offer great tips to young professionals about how to save money, which securities to invest in, the risk attached with different investment options, and so on. Because these finance professionals are experts at investing, they would have a good idea about what works and what doesn’t work. The first consultation is usually complementary and young professionals should list down their assets, liabilities and future plans for the finance professional so that the best decision can be made.

The only thing left to do after all this is to invest the money. A lot of young professionals also hire the services of finance managers to take care of their funds. These managers can offer a peace of mind to young professionals and take away the headache of investing and decisions.

Defining the Person George Soros

How do you define a man who is one of the richest people in the present day world? You could say they were just lucky or you could look at their life and the efforts they put toward achieving their fortunes. George Soros is one of these people who you could say was just lucky or you could say he worked hard to achieve his dreams.

George Soros was born in the year 1930 in Budapest, the capital city of Hungary. He grew up surrounded by the ravages, death and fear of World War II and the Nazi occupation. He managed to live through the war and moved to England in 1947. His education background is at the London School of Economics where he graduated. George Soros went on to move to the United States of America where he achieved his fortunes. He founded an international investment fund and continued on to manage it. His current job titles are: Chairman of Soros Fund Management, Chairman of the Open Society Foundations and Founder and Advisor of the Quantum Fund.

While George Soros had the option to only focus on making money, he had given back numerous times on investopedia.com. He started being a philanthropist in the year 1979 by giving money to black students in South Africa to attend the Cape Town University. His philanthropist work is through the Open Society Foundations (https://www.opensocietyfoundations.org/people/george-soros). About $835 million was spent in 2011 for philanthropy efforts in one hundred countries around the globe.

The liberal businessman has also contributed to the Democratic fight against unfair voting laws enforced by controlling Republican state governments. The laws are stricter voter identification laws that have resulted in young people, minorities and the poor to not turn up to vote. The goal of the contribution is to see the laws be removed so anyone can vote without being intimidated by the strict voter identification laws.

George Soros is also a writer who has also written a number of books. One of his more recent books that was published in 2014 is: “The Tragedy of the European Union”. He’s also had numerous articles published that concern society, political and economic issues.

 

http://www.forbes.com/profile/george-soros/

Madison Street Capital Executive Among List Of Honorees.

Innovation is a core ingredient in business today. As such, innovators are rewarded and receive recognition. Anthony Marsala represents one of the young innovators in the investment banking industry.
His contribution to the industry comes in the form of his pioneering influence in emerging economies of previously overlooked continents like Africa and Asia. Anthony Marsala’s innovations also include the establishment of Madison Street Capital where he oversees market penetration and expansion.
He possesses lots of experience performing business analysis and evaluation, corporate litigation and financing as wells as mergers, acquisitions and transfer of ownership. His experience spans across several industrial sectors such as manufacturing, wholesale, retail, pharmaceutical and biotechnology.
This year, Anthony Marsala’s contribution has been recognized under the 40 under forty awards. This news was revealed through the Chicago Tribune . According to the organizers, there’s need to pay respect to upcoming industry leaders with monumental achievements in the industry. It’s also important to mentor the future leaders in the accounting, financial, consulting and advisory services within the banking sector.
Marsala and his fellow award winners set to benefit from massive publicity when they feature on high-profile magazines and publications. For Anthony Marsala, though, the award means much to his team of experts. It further compounds his influence in the business circles. Despite his relatively young age, he has pioneered the change in perspective of investment bankers. With the financial sector in developed economies crippling, emerging economies enjoy growth and the services of investment banks become necessary inputs.

Madison Street Capital continues to take advantage by offering top quality services. The firm invests heavily in technology, staff training, and customer service. Under Mr. Marsala’s leadership, it also invests much into the growing investment banking field and local communities. The firm relies on its client-centered service to create a platform for more business.
Unlike with other players in the industry, Anthony Marsala’s firm takes the time to educate, interact and exchange ideas with customers. Such interactions facilitate understanding between the parties involved. Collaborative effort aids the solution forming process. Madison Street Capital guides their clientele throughout the stages of business transactions.
It means a lot to Anthony Marsala and his Madison Street capital empire to be recognized. The future of the firm could not be brighter. It is expected the firm will enjoy an influx of business. The influence Mr. Marsala enjoys could also see him take stewardship of the entire industry.

Handy Acquires More Investment Capital.

The home services industry has witnessed a period of volatility leading to the collapse of many firms. Just like in the jungle, the strong survive while the weak succumb to their fate.

In the home cleaning service industry, possibilities for diversification are endless. The increasing investment in technology and innovation within the industry brings about a better customer experience. Though valuable, companies that create innovative solutions like Handy position themselves on the roadmap to success.

Handy cleaning services started around five years ago. Under the stewardship of Umang Dua and Oisin Hanrahan, the company continues to grow organically. It utilizes a mobile platform where clients log in and book for their services. This ideal platform has registered over a million bookings within three years of operation.

The recent market volatility surprisingly works to the benefit of Handy and its investors. The growing volume of business shows the strong bonds they have with clients. Investors have also shown confidence in the company throughout its existence. Handy recently raised a fresh $50 million through its investment partners such as Highland Capital, TPG Growth and General Catalyst. A new partner in Fidelity Management also contributed heavily to the new venture.

This Capital injection raises the additional capital afforded to Handy to over $110 million in the past three years. According to the management, the company aims at diversifying from its cleaning service that accounts for over two-thirds of its operations. With demand for moving services and other handy work, the company feels the need to improve before expanding.

Indeed, Handy has already established itself in almost thirty different markets both in the US and around the world and were even in talks to acquire their largest competitor earlier this year. In this setup, the firm serves hundreds of thousands of customers monthly with a global workforce ranging in the tens of thousands. These market locations will benefit from the fresh injection. Once market optimization has been achieved, Handy then intends to open up to other potentially profitable areas.

It is important to acknowledge the ever rising demand for domestic and commercial cleaning services and handy work. The rising urban population and independent home owners account for this trend. Furthermore, the traditional household maid is unable to do all the house chores efficiently.

Highland Capital Management Appoints New Head of Institutional Products

Highland capital management is a hedge fund based in Dallas Texas with offices in London, New York, Singapore, Seoul and London. It manages over $ 20 billion in assets and is well known for its innovative financial products. It focusses on innovative financial products like Collatirezed Debt Obligations focused primary on leveraged loans, high yield bonds and structured products. It was founded in 1993 by James Dondero and Mike Okada.It is one of the best performing Private equity firms. It has grown to have over 1000 highly talented employees and an excellent credit rating.

Mr. Dondero recently announced the appointment of Terry Jones as the head of the institutional fund in Highlands. He will report directly to Mr. Dondero. Mr Jones brings with him over 25 years’ experience and an IVY league education. His appointment is expected to complement highlands portfolio in risk management and increase sales. He will be the companies risk management. He has previously served in various subsidiaries of Highland and is also the founder and president of his Hedge fund. His experience and rich background make him an exciting addition to the team.

Mr Dondero is a graduate of Virginia University where he graduated with top honors in accounting and finance. He is also a certified CFA, CMA and CPA. He is the founder and president of NexpointBank and sits on the boards of Medicare and Cornerstone. He is an active philanthropist with an interest in veterans and public schooling affairs. He has guided Highlands through one of its most Tumultuous periods in its lifetime. He rescued it from the 2008 crisis through his brave and critical decision-making process. He is well known for his contribution to the development of the CDOs. Follow him on FaceBook, Twitter, and Tumblr for daily updates on Highland Capital.

 

Shaygan Kheradpir Chosen to Lead Coriant to New Innovative Heights

On September 28, 2015, Shaygan Kheradpir was named the board chair and Chief Executive Officer of Coriant. The company is a market leader in the provision of groundbreaking networking solutions to leading network operators spanning over 100 countries. Shaygan assumes the new role after enjoying a close working relationship with the company’s senior management since the beginning of the year in his capacity as an Operating Partner in Marlin Equity Partners. He succeeds former president and CEO, Pat DiPietro. DiPietro will assume the vice presidency position of Coriant as well as transition back to his previous role as an Operating Partner of Marlin.

Shaygan’s industry experience is expected to help drive the company into providing high end networking solutions to an ever-dynamic industry. There is a massive market demand for Coriant’s innovative products. He stated that the company’s diversified product portfolio attracted him to the firm. He further notes that the market demand is key in reaching new levels of innovative efficiencies enabling its customers enjoy optimized products.

DiPietro welcomed his successor and congratulated him. He expressed Coriant’s confidence in Shaygan, citing his capability to steer the firm’s growth as an insightful and focused executive.

Coriant supplies leading network operators with innovative networking solutions. It holds more than 1’800 patents. Marlin Equity Partners, an international investment firm managing over $3 billion capital assets, formed it. Since inception, Marlin has successfully completed over 95 acquisitions. It is based in Los Angeles, California and has an office in London.

Kheradpir is a renowned business and technology executive with an impressive 28-year industry experience. Born in London and raised in Iran, he moved to America to study electrical engineering. He got his bachelor’s, masters as well as doctoral degree from Cornell University. He started his impressive career at GTE Corporation. He has worked for some of the industry’s biggest firms including Verizon and Juniper networks. He has also worked in Barclays bank as a Chief Technology and Operations Officer as well as serving in its Executive Committee.

Shaygan has a number of patents in media, payments and telecom. He has also served as a board member of the National Institute of Standards and Technology as well as YMCA of Greater New York. He currently is on the board of Cornell University Engineering Counsel.
Originally reported through Telecom Daily Newsletter: http://www.fiercetelecom.com/press-releases/veteran-executive-shaygan-kheradpir-brings-deep-industry-experience-and-exp

Marcio Alaor BMG

BMG Bank is a leading financial institution based in Sao Paulo Brazil. The Bank has been in operation since the 1930’s and remains as one of the top banks in all of Brazil. Current Vice President Marcio Alaor has had a lot to do with the bank maintaining its tradition of providing top banking services to the individuals and businesses of Brazil. With Marcio Alaor as Vice President he has helped direct the general operations of the bank which include ensuring that BMG provides the most comprehensive assistance to all of its customers.

One of the things that make BMG a leading bank is the services it provides. BMG Bank provides a number of services that allow it to convince individuals and businesses to become customers. With BMG Bank both individuals and businesses can deposit funds, invest money, receive loans and also purchase insurance products. With these services, individuals and businesses will have what they need in order to more easily manage the financial aspects of their lives or business. Using a bank such as BMG is one of the more beneficial things that a business and individual can do in order to ensure their financial security.

For individuals, BMG Bank offers a number of things that make it an ideal option in terms of using a financial institution. First BMG Bank offers individuals to make deposits in both checking and savings accounts. This allows them to easily and conveniently store their money in separate accounts which give them a safe place to store their money. Customers can also purchase insurance products to help protect their money as well as their property such as their home. They can also get insurance to help provide compensation in case there is a premature death. Individuals who use BMG Bank may also take advantage of investment services which allow them to grow their wealth and work towards funding their retirement.

With businesses, BMG Bank offers a number of options to take advantage of. First, businesses can deposit accounts in order to store funds for their company. They can also use investment services and insurance to help grow their financial assets and protect property. One of the most important services that BMG Bank offers to businesses is loans. There are a number of businesses that are in need of funds to help grow and operate their company. With the loans offered by BMG Bank, businesses will have the money necessary to pay operating costs, acquire property and also purchase inventory.

One Life To Live Changes The Way The Public Viewed Everyday Life

“One Life To Live” was one of the staples of the daytime schedule of a major U.S. network for over 40 years and played an important role in influencing the future of television across the world. The daily soap opera was a success almost from the outset and its cancellation was met with widespread unhappiness as it was one of many daytime dramas to be canceled in the early 21st century.

The influence of “One Life To Live” can be seen in many of the popular drama series broadcast in the 21st century. The soap opera caused a large amount of controversy and was deemed a success for its brave choice to portray the lives of people of different ethnic and social backgrounds. Prior to the broadcast of “One Life To Live” the majority of drama series and soap operas had been based on the lives of the rich and successful, which saw them seen as a form of escapism from everyday life.

“One Life To Live” was the launching pad for many actors who have gone on to appear in movies and TV shows after coming to public attention with their performances on the soap opera. Alongside Blair Underwood and Nathan Fillion actress and producer Crystal Hunt is one of the best known former stars of the soap opera, which saw her play the role of Stacy Morasco. This well loved character was involved in some of the most famous story lines of the soap and saw the portrayal by Crystal Hunt remembered by fans as one of the best in the history of U.S. daytime soap operas and she still has a dedicated facebook following because of her time on the show. Amongst the gritty story lines Crystal Hunt brought to life during her time in the soap opera were a pregnancy scam and a series of returns to the role as a ghostly figure.

Since leaving “One Life To Live” in 2012 Hunt has been an active figure in the world of entertainment and fashion, taking on a number of challenging roles and managing her own pet fashion line. One of the best known performances of Crystal Hunt was in the box office hit “Magic Mike XXL”, which saw her take on the role of Lauren. In recent times, Hunt has used her success to move into the world of movie producing with the movie Talbot County.

How to Work Your Way up The Ladder: A Guide

Many of you have probably heard of a man by the name of Majeed Ekbal. He is a very prominent business man in the Chicago area. He wasn’t always this big though. He had to work his way up, just like everyone else. Today I am here to extend some friendly advice for those looking to be just like Majeed Ekbal.

LEARN TO LEAD BY EXAMPLE

This is something that Majeed Ekbal learned to do early on. Majeed learned that if he wanted to get ahead, he had to be the team leader he wanted to see. Lead by example. Do not be afraid to throw yourself into the ring. Put yourself down in the trenches with the rest of your workers. Your workers will have more respect for you if you are working along with them.

I have known too many business leaders who make decisions for their workers, without any knowledge of what they do. Do not be like this. Be the change you want to see. This is what Majeed learned to do. Majeed learned that if her wanted something done right, he had to do it himself. His co-workers say this. They learned through him. This is why he so respected in the Chicago area.

BE A LEADER–NOT A BOSS

This is crucial to any kind of success. Your co-workers and clients are not going to be happy seeing the boss just dictate. Learn to be humble. Share credit. Be comfortable with being part of the team.

Humility teaches so much. If more bosses knew the difference between the two, they would be more successful in their ventures.

KEEP MEETINGS SHORT AND SWEET

If there is not reason to hold a meeting, don’t hold one. Too many bosses hold meaningless meetings, just to prove they are in charge. This wastes money and time. If you really trust your co-workers, like you say you do, then only hold the important meetings. The important meetings should only be a few minutes, not to mention short and sweet. Do not run up the company tab by holding meetings over details that are already known.

If you trust your co-workers, micromanaging should be a thing of the past.

One final thing to mention. know your limits. If you can’t do something, say you can’t do it. Your employees and clients will have more respect if you admit to your limitations. Find someone to help you pick up the slack. You can do all of this while still maintaining control.

Go onto Majeed Ekbal’s personal twitter page for more tips on how to become a successful business leader. He answers questions and posts updates all the time. Check his page out now.

The Life of Yeonmi Park

Yeonmi Park is 21 year old human rights activist. She is also a North Korea defector who is not afraid to share her story. She is among the North Koreans who have suffered under the leadership of Dictators Kim Jong IL and his son Kin Jong Un.She successfully escaped from North Korea in 2007.Her escape was not easy she was beaten, enslaved and even sexually abused. Despite all the tribulations she has undergone, she continues to fight for the rights of the other North Koreans still trapped in North Korea.

Yeonmi was born in the small town of Hyesan in Ryanggang.Her father was a workers union leader and her mother was a military nurse. Yeonmi has an older sister Eunmi who also managed to escape. The family was rich until the economy changed and her father started selling metals in China. He was caught and sent to a labor camp leaving his family to fend for themselves. Yeonmi’s sister planned her escape and left the family promising to send help. While in prison, Yeonmi’s father became unwell and was released early. He came back home and plotted the escape of his wife and daughter opting to remain behind to recover.

Yeonmi and her mother were smuggled into a boat headed to China. They saw the cruelty of human trafficking when they were caught and turned into slaves. Yeonmi was about to be raped when her mother fought for her and ended up being raped instead. Yeonmi was sold to an old man who promised to bring her father if she became his mistress. Yeonmi was only thirteen at the time. Her father came to China but he was already so sick and diagnosed with Colon Cancer. A few weeks later he died and Yeonmi and her mother buried him. She was able to get help from some missionaries who helped her and her mother cross the Gobi Desert so that they could go to Mongolia then find their way to South Korea.

When Yeonmi and her mother reached the border, they encountered trouble. The border guards were afraid of letting them pass through because of their fear of the North Korean dictator and strong army. Yeonmi and her mother pleaded with the men and were about to commit suicide when the guards led them through and took them to the embassy where they were put in a plane heading to Seoul. Life has since then changed for Yeonmi she was able to go back to school and was reunited with her sister Eunmi.

Yeonmi has a podcast show which she co hosts with Casey Lartigue. In the show; she highlights the problems that the 24 million North Koreans are facing. Yeonmi also volunteers for LINK a nongovernmental organization whose aim is to help refugees relocate. In addition to that, she has published a book with Penguin where she talks about her life and experiences. She believes that the North Korea situation can be fixed if more people join in to help. Yeonmi currently stays in Seoul with her mother and her sister.